Bitcoin, virtual currency, what is it for?

Estimated reading time (in minutes) Bitcoin, virtual currency, what is it for? Your expert cryptocurrency lawyer explains what it is for.Cryptocurrencies are virtual currencies. There are several such as ether, ripple, the best known of them is Bitcoin, which has been...

Mortgage credit: New developments in borrower insurance

by admin | Nov 27, 2017 | News in insurance law , y | 0 comments When you take out a mortgage, you can either choose the insurance from your bank that finances your loan or take out insurance from another insurer (often at a lower cost in this case). It is currently...

Information obligation of the bank towards the guarantor

Estimated reading time (in minutes) The commercial chamber of the Court of Cassation, in a judgment of November 15, 2017 (Cass. com., November 15, 2017, no. 16-16790), considered that the Pau Court of Appeal had rightly ruled that the bank is bound by an obligation to...

From TEG to APR in terms of real estate credit

Estimated reading time (in minutes) The TEG (total effective rate) which must be mentioned in the loan contract, reflects the total cost of the credit subscribed by the borrower. An error of at least 0.1% on this rate made by the bank, makes it possible to substitute...