Legal Blog
Insurance
Insurance
COVID impact on restaurant owners
In five decisions, rendered on September 17, 2020, the Commercial Court of Paris ordered the insurance company AXA to compensate several restaurateurs for their operating losses resulting from their administrative closure. AXA's Refusal to Compensate Restaurateurs for...
Ten-year guarantee: whoever builds is responsible for his work
According to article 1792 of the Civil Code, a builder, professional or individual, is liable for damages which compromise the solidity of the work or which render it unfit for its intended purpose, for ten years. Thus, an individual who carries out his own...
Old-age insurance: the redemption of contributions open to collaborating spouses until December 31, 2020 is effective
The procedures for implementing the specific mechanism for the purchase, under the basic old-age insurance for the self-employed, of periods of activity carried out as collaborating spouses of craftsmen, industrialists and traders as well as liberal professionals,...
Intentional fault is incompatible with the hazard and exclusive of the insurer’s guarantee
The “directors’ liability” or “guarantee of fines and/or civil penalties” insurance contract does not cover situations of intentional fault. This is a decision that should reassure many insurance companies. Indeed, the Court of Cassation rendered a decision on June 14...
Guarantees after purchase: pitfalls to avoid
When you buy a product, what is the value of the guarantees offered? What should we pay attention to? What if the seller refuses to apply them? The 2-year “legal” guarantee According to the law, all products purchased to benefit from a legal guarantee. Indeed, the...
Insurance: notions of business contract and intentional fault
The facts of the case which gave rise to the commented judgment illustrate the well-established case law of the Court of Cassation on the question of the distinction between a contract of enterprise and a contract of sale and on that of intentional fault in the...
What does travel insurance cover?
Cancellation, loss of luggage, accident… What does standard travel insurance include, included in the price of your stay or your ticket? Do I need to take out additional insurance? L’annulation du voyage ? Oui, lorsqu’elle est dûe au décès ou à la maladie du voyageur...
Expatriation, precautions to take – Social protection
Before accepting an expatriation, there are a few precautions to take… Check that you are protected on aspects as essential as retirement, taxes or even returning to France.THE TYPE OF CONTRACTThere are two types of contracts when you are an expatriate. First, there...
Expatriation, precautions to take – Unemployment insurance
Before accepting an expatriation, there are a few precautions to take… Check that you are protected on aspects as essential as retirement, taxes or even returning to France. THE TYPE OF CONTRACT There are two types of contracts when you are an expatriate. First, there...
Is home insurance compulsory?
Did you know that home insurance is not always necessary? It all depends on your status. Owners, tenants and furnished tenants are not subject to the same rules. If I am a tenant Home insurance is compulsory for the tenant of an apartment or a detached house. The...
How to choose the right life insurance?
Life insurance is the preferred investment of the French. How to choose it well? An evolving financial investment A life insurance contract is a financial investment that can accommodate a large number of instruments. It is therefore necessary to choose the financial...
Should I insure a vehicle that is not driving?
When his vehicle is immobilized on a public road or in a private place, should it be insured? Which insurance should I choose? Yes, it is a necessity Insurance is compulsory for all motor vehicles parked on public roads, whether or not the vehicle is in working order....
Liability insurance: are you well covered?
Liability insurance is not compulsory. However, it may be interesting to subscribe to it to protect yourself from the unforeseen events of life. What does liability insurance cover? Liability insurance protects you against damage you may cause to others. This damage...
Natural disaster: who compensates me? – Home insurance
Flood, storm, avalanche, earthquake… The damage caused in the event of a natural disaster can be very heavy. How are we compensated? What precautions should be taken? Home insurance Insurance against natural disasters is not compulsory, it is not included in a basic...
Do I need to take out “legal protection”?
It is sometimes very expensive to go to court, so should you take out legal protection insurance? What exactly does it cover? What are its advantages and limitations? A specific contract Legal protection refers to a type of insurance coverage. It is offered as...