Legal Blog
Insurance
Insurance
COVID impact on restaurant owners
In five decisions, rendered on September 17, 2020 , the Paris Commercial Court ordered the insurance company AXA to compensate several restaurateurs for their operating losses resulting from their administrative closure. AXA's refusal to compensate restaurant...
Insurance law: possibility of changing mortgage insurance on the anniversary date of the subscription of the contract
Flexible Insurance Choices When obtaining a mortgage, borrowers have the option of choosing insurance from their lending bank or choosing insurance from another insurer, often at lower cost. However, many people are reluctant to switch insurers after getting their...
The extent of the builder’s liability: understanding article 1792 of the Civil Code
Construction liability Article 1792 of the Civil Code establishes the liability of professional and private builders for damage that compromises the stability of a construction or renders it unfit for the use for which it is intended, for a period of ten years. This...
Clarification of the procedures for purchasing periods of activity within the framework of old-age insurance for the self-employed
Self-employed Spouses the procedures for implementing the specific mechanism for the purchase, within the framework of the basic old-age insurance for the self-employed, of periods of activity exercised as collaborating spouses of craftsmen, industrialists and traders...
Intentional fault and coverage by insurance
The “director's liability” or “guarantee of fines and/or civil penalties” insurance contract does not cover situations of intentional fault . This is a decision that should reassure many insurance companies. Indeed, the Court of Cassation rendered a judgment on June...
Guarantees after purchase: pitfalls to avoid
When you buy a product, what is the value of the guarantees offered? What should we pay attention to? What if the seller refuses to apply them? The 2-year “legal” guarantee According to the law, all products purchased have a legal guarantee . Indeed, the seller...
Insurance: notions of business contract and intentional fault
The facts of the case which gave rise to the commented judgment illustrate the well-established case law of the Court of Cassation on the question of the distinction between a contract of enterprise and a contract of sale and on that of intentional fault in the...
Cancellation, loss of luggage, accident… What does standard travel insurance include, included in the price of your stay or your ticket?
Cancellation, loss of luggage, accident… What does standard travel insurance include, included in the price of your stay or your ticket? Do I need to take out additional insurance? Trip cancellation? Yes, when it is due to the death or illness of the traveler or some...
Expat Precautions
Before accepting an expatriation, there are a few precautions to take… Check that you are protected on aspects as essential as retirement, taxes or even returning to France.THE TYPE OF CONTRACTThere are two types of contracts when you are an expatriate. First, there...
Precautions to take in the event of expatriation
Before accepting an expatriation , there are some precautions to take... Check that you are protected in such essential aspects as retirement, taxes or even returning to France. THE TYPE OF CONTRACT There are two types of contracts when you are an...
Home insurance: is it still necessary?
Did you know that home insurance is not always necessary ? It all depends on your status. Owners, tenants and furnished tenants are not subject to the same rules. If I am a tenant It is compulsory for the tenant of an apartment or a detached house. The tenant is...
Life insurance
Life insurance is the preferred investment of the French. How to choose it well? An evolving financial investment A life insurance contract is a financial investment that can accommodate a large number of instruments. It is therefore necessary to choose the...
Car insurance
Non-driving coverage! When his vehicle is immobilized on a public road or in a private place, must he be insured? Which insurance should I choose? Yes it is a necessity Insurance is compulsory for all motor vehicles parked on public roads, whether or not they are in...
Liability insurance
Cover check! Liability insurance is not compulsory . However, it may be interesting to subscribe to it to protect yourself from the vagaries of life. What does liability insurance cover? Liability insurance protects you against damage you may cause to others. Such...
Natural Disasters and Insurance
Disaster Compensation! Flood, storm , avalanche, earthquake… The damage caused in the event of a natural disaster can be very heavy. How are we compensated? What precautions should be taken? Home insurance Insurance Insurance against natural disasters is not...
Legal protection
It is sometimes very expensive to go to court, so should you take out legal protection insurance ? What exactly does it cover? What are its advantages and limitations? A specific contract Legal protection refers to a type of insurance coverage . It is...