Estimated reading time (in minutes) The importance of credit in today’s economy Credit plays a vital role in business and individuals, serving as a catalyst for economic growth and financial stability. It allows companies to invest in expansion, innovation and...
Estimated reading time (in minutes) Limitations on Breaking Credit Agreements Contractual integrity! A credit agreement , like any other contract , is a legally binding document that outlines the terms and conditions of a loan. However, it is essential to recognize...
Estimated reading time (in minutes) Loan refusal! You want to take out a loan and the bank refuses to follow you. Does she have the right? For what reasons ? Yes, and without justification A bank does not have to justify a refusal and is entirely free to grant or...
Debt relief! Can I file an over-indebtedness file? How can the committee help me? What steps should you take if you can no longer honor your debts? Requesting compensation: the role of the Over-indebtedness Commission When faced with overwhelming debts, individuals...
Estimated reading time (in minutes) Bank surcharge! Better known as ” agios “, the operating costs of banks can vary from one institution to another. How to react with your bank in the event of a payment incident? Agios Contrary to popular belief, agios...
Estimated reading time (in minutes) Protection of borrowers: rules on breaking credit agreements and respecting notice periods Clarification of liability! In the field of credit agreements, it is crucial to recognize that banks cannot freely terminate credit...
