COVID impact on restaurant owners

Commercial and company law, Insurance law

Estimated reading time (in minutes) In five decisions, rendered on September 17, 2020 , the Paris Commercial Court ordered the insurance company AXA to compensate several restaurateurs for their operating losses resulting from their administrative closure.      ...

Insurance law: possibility of changing mortgage insurance on the anniversary date of the subscription of the contract

banking law, Insurance law

Flexible Insurance Choices When obtaining a mortgage, borrowers have the option of choosing insurance from their lending bank or choosing insurance from another insurer, often at lower cost. However, many people are reluctant to switch insurers after getting their...

The extent of the builder’s liability: understanding article 1792 of the Civil Code

Insurance law

Estimated reading time (in minutes) Construction liability Article 1792 of the Civil Code establishes the liability of professional and private builders for damage that compromises the stability of a construction or renders it unfit for the use for which it is...

Clarification of the procedures for purchasing periods of activity within the framework of old-age insurance for the self-employed

Insurance law

Estimated reading time (in minutes) Self-employed Spouses the procedures for implementing the specific mechanism for the purchase, within the framework of the basic old-age insurance for the self-employed, of periods of activity exercised as collaborating spouses of...

Intentional fault and coverage by insurance

Insurance law

Estimated reading time (in minutes) The “director’s liability” or “guarantee of fines and/or civil penalties” insurance contract does not cover situations of intentional fault . This is a decision that should reassure many insurance companies. Indeed, the Court...

Guarantees after purchase: pitfalls to avoid

Insurance law

Estimated reading time (in minutes) When you buy a product, what is the value of the guarantees offered? What should we pay attention to? What if the seller refuses to apply them?   The 2-year “legal” guarantee According to the law, all products purchased have...