How to dispute his TEG?

banking law

Estimated reading time (in minutes) Disputing the Global Effective Rate (TEG) is an essential element of a loan offer. The TEG must include in its calculation all the fees imposed by your banker to agree to finance you. It can thus be used to compare different offers...

Seizure: need to hold an enforceable title

banking law, Competition & Consumer Law

Estimated reading time (in minutes) Consumer loan Everyone is normally required to pay their debts, and it is of course not us, nor any other legal professional, who would come to contradict or minimize the scope of the famous article 2284 of the Civil Code, under...

The PEA PME-ETI: An investment opportunity

banking law

Estimated reading time (in minutes) Revolutionary investment  As everyone knows, the taxation associated with holding a securities account has continued to increase over the years, and today has reached a clearly penalizing threshold, not to say prohibitive. And for...

How do I dispute my bank charges?

banking law

Estimated reading time (in minutes) Question 1: Are there any illegal bank fees that some banks charge their customers? Bank charges  Today, with the role of the Banque de France and consumer associations, these  abuses  can be limited.Indeed, a broad system to fight...

What does prepayment of a loan involve?

banking law

Estimated reading time (in minutes) Loan repayment When a borrower receives an unexpected sum of money, he can choose to repay part or all of his loan before the scheduled end of the contract. However, it is important to note that the loan agreement may include...

Heirs’ Accountability

banking law, Civil law, Civil law

Estimated reading time (in minutes) Heirs’ Accountability The Court of Cassation recently reiterated that during the settlement of an estate, an heir who held a power of attorney over the deceased’s accounts may be obligated to provide an account of the...