{"id":5682,"date":"2012-04-30T14:53:19","date_gmt":"2012-04-30T14:53:19","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=5682"},"modified":"2023-08-25T06:35:26","modified_gmt":"2023-08-25T06:35:26","slug":"legal-protection","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/legal-protection\/","title":{"rendered":"Legal protection"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2012\/04\/shutterstock_1121506268.jpg” title_text=”shutterstock_1121506268″ _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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It is sometimes very\u00a0<\/span><\/span>expensive\u00a0<\/span><\/span>\u00a0to go to court, so should you take out\u00a0<\/span>legal protection insurance<\/span><\/a>\u00a0?\u00a0<\/span><\/span>What exactly does it cover?\u00a0What are its advantages and limitations?<\/span><\/p>\n

A specific contract<\/span><\/h2>\n

 <\/p>\n

Legal protection refers to a type of\u00a0\u00a0<\/span>insurance coverage\u00a0<\/span>\u00a0.\u00a0It is offered as part of a multi-risk home insurance.\u00a0It is an independent guarantee so it can be subscribed via other insurers.\u00a0By paying a premium or an annual subscription, the cost of proceedings resulting from a disagreement or litigation vis-\u00e0-vis a third party is covered.\u00a0The request for legal protection is constituted by the refusal opposed by a third party to his request or the refusal to oppose this same third party.<\/span><\/p>\n

What does it cover?<\/span><\/h2>\n

It is not a compulsory insurance so the insurer is free to offer the guarantees of his choice.\u00a0Legal protection covers disputes in everyday life: between landlords and tenants, professionals and consumers, doctors and patients and sometimes between employers and employees.\u00a0Some contracts even offer guarantees in the event of divorce or inheritance problems.\u00a0Others make it possible to obtain reimbursement of the lawyer’s fees necessary to defend one’s interests as a victim before the criminal or police court.<\/span><\/p>\n

How does it apply?<\/span><\/h2>\n

The more we go upmarket, the more the legal contract will be intended to apply in a very large number of disputes in everyday life.\u00a0And the more interesting the guarantees offered will be.\u00a0You should also choose the formula that best suits your needs.\u00a0For example, if you are an employee, it is preferable to choose a formula that covers disputes that may arise with your employer.<\/span><\/p>\n

What are the advantages ?<\/span><\/h2>\n

Legal protection offers real access to justice.\u00a0It is particularly advantageous in the event of the intervention of a legal expert, which can prove to be costly.\u00a0The same applies to the various bailiff’s fees, whether they relate to the summons, the notification or the execution of the decision obtained from the court seised.\u00a0The other advantage is that you retain the freedom to choose your lawyer.\u00a0But if you do not know one, it is possible to ask your insurer for a lawyer.<\/span><\/p>\n

What are his limits ?<\/span><\/h2>\n

It is very rare for a legal protection contract to provide for the payment of all the costs inherent in the initiation of legal action.\u00a0The legal protection insurer only covers part of the costs of the proceedings.\u00a0It is therefore necessary to be vigilant on certain points which can limit the coverage.\u00a0This is the case of the intervention threshold per claim, which represents the amount of the dispute beyond which the insurer will agree to intervene.\u00a0It is also necessary to pay attention to the ceiling of guarantee which represents the maximum amount supported by the disaster.\u00a0It is also necessary to be attentive to the ceiling of assumption of responsibility of the expenses and fees of the lawyer.\u00a0The scale varies according to the supposed difficulty of the file, the coverage formula chosen and the insurer according to a pre-established scale.<\/span>
DAMY law firm<\/span><\/a>, Nice, Legal protection, Update 2022<\/span><\/p>\n<\/div>\n

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It is sometimes very\u00a0expensive\u00a0\u00a0to go to court, so should you take out\u00a0legal protection insurance\u00a0?\u00a0What exactly does it cover?\u00a0What are its advantages and limitations? A specific contract   Legal protection refers to a type of\u00a0\u00a0insurance coverage\u00a0\u00a0.\u00a0It is offered as part of a multi-risk home insurance.\u00a0It is an independent guarantee so it can be subscribed via other […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[304],"tags":[],"class_list":["post-5682","post","type-post","status-publish","format-standard","hentry","category-insurance-law"],"yoast_head":"\nLegal protection - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"Legal protection It is sometimes very expensive to go to court, so should you take out legal protection insurance?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gregorydamy.niceavocats.fr\/en\/legal-protection\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legal protection - 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