{"id":5655,"date":"2012-04-30T15:01:19","date_gmt":"2012-04-30T15:01:19","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=5655"},"modified":"2023-08-25T06:04:43","modified_gmt":"2023-08-25T06:04:43","slug":"liability-insurance","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/liability-insurance\/","title":{"rendered":"Liability insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2023\/07\/laptop-3196481_1280-2.jpg” title_text=”laptop-3196481_1280-2″ _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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Cover check!\u00a0Liability insurance is not\u00a0\u00a0<\/span>compulsory\u00a0<\/span>\u00a0.\u00a0<\/span>However, it may be interesting to subscribe to it to protect yourself from the vagaries of life.<\/span><\/span><\/p>\n

What does liability insurance cover?<\/span><\/h2>\n

Liability insurance<\/span><\/a>\u00a0protects you against damage you may cause to others.\u00a0Such damage may be caused by fault, recklessness or negligence on your part, or\u00a0\u00a0<\/span>result\u00a0<\/span>\u00a0from a person in your care, an object that belongs to you, your pet, etc.\u00a0For example, if your child knocks another child into the spot and the other child suffers bodily injury, your liability insurance will compensate the victim.<\/span><\/p>\n

Is its subscription compulsory?<\/span><\/h2>\n

Cover check!\u00a0Even if it is not obligatory, it is advised to subscribe to it.\u00a0Liability insurance is usually included in the home insurance contract.\u00a0This civil liability insurance contract provides for the deductibles (amount to be borne by the insured) and the guarantee ceilings (maximum amount that the insurer is likely to indemnify) within the limits of which the company will intervene in the event of your fault.\u00a0If you are not sufficiently insured, you may be required to compensate for the damage you have caused.\u00a0The insurance contract also provides the conditions under which the company undertakes to intervene and the exclusions of guarantee, that is to say the damage that the company will not cover.<\/span>
There is another civil liability contract which is mandatory, it is the automobile insurance contract.\u00a0If you drive without insurance, it’s a crime.<\/span><\/p>\n

Should it be completed?<\/span><\/h2>\n

Liability insurance only covers damage you may cause to others.\u00a0For your personal protection, you can take out additional cover to protect yourself from damage that you may suffer yourself (aggression, medical accident, playing a sport, etc.).\u00a0<\/span>This contract is called \u201clife accident guarantee\u201d (GAV).\u00a0<\/span><\/span>This additional guarantee is necessary if you are the victim of a serious injury leading, for example, to paraplegia preventing you from working.\u00a0It has the advantage of compensating you, within the limit of the guarantee ceiling.<\/span>
DAMY law firm<\/span><\/a>\u00a0, Nice, Civil liability insurance, Update 2022.<\/span><\/p>\n<\/div>\n

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Cover check!\u00a0Liability insurance is not\u00a0\u00a0compulsory\u00a0\u00a0.\u00a0However, it may be interesting to subscribe to it to protect yourself from the vagaries of life. What does liability insurance cover? Liability insurance\u00a0protects you against damage you may cause to others.\u00a0Such damage may be caused by fault, recklessness or negligence on your part, or\u00a0\u00a0result\u00a0\u00a0from a person in your care, an […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[304],"tags":[],"class_list":["post-5655","post","type-post","status-publish","format-standard","hentry","category-insurance-law"],"yoast_head":"\nLiability insurance - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"Liability insurance Liability insurance is not compulsory. 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