{"id":5583,"date":"2012-04-30T19:49:31","date_gmt":"2012-04-30T19:49:31","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=5583"},"modified":"2023-08-02T09:14:13","modified_gmt":"2023-08-02T09:14:13","slug":"defi-dopinion","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/defi-dopinion\/","title":{"rendered":"Over-indebtedness: how to challenge the commission’s opinion?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2012\/04\/NZCSC-2021-scaled.jpg” title_text=”NZCSC-2021″ _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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If the decision made by the\u00a0<\/span>over-indebtedness commission<\/span><\/a>\u00a0does not satisfy you, it is possible to contest it.<\/span><\/p>\n

 <\/p>\n

What can be disputed?<\/span><\/h2>\n

Each stage of the over-indebtedness procedure may be the subject of a dispute: it may be the inadmissibility of the request, in the event that the file is rejected when it is filed;\u00a0you can also oppose the recovery plan or the measures imposed by the commission.\u00a0The procedures and deadlines for appeal are indicated in the notification of the commission’s decision.<\/span><\/p>\n

 <\/p>\n

Who can dispute?<\/span><\/h2>\n

Each party concerned can challenge the decisions made by the over-indebtedness commission: the over-indebted as well as their creditors.\u00a0The over-indebted can in particular contest a recovery plan that he considers too high in relation to his repayment capacities.\u00a0Creditors can also contest the fact that their claims have not been accepted in full, or if they are not satisfied by the measures imposed: they can, for example, refuse to waive part of their interests.<\/span><\/p>\n

 <\/p>\n

What is the procedure ?<\/span><\/h2>\n

The dispute can be made by registered letter within 15 days after notification of the commission’s decision.\u00a0The commission will then send the case to the enforcement judge.\u00a0The judge then summons both parties within 1 to 2 months.\u00a0During this hearing, all the elements and supporting documents for the dispute must be provided.<\/span><\/p>\n

 <\/p>\n

How to argue?<\/span><\/h2>\n

In front of the judge of execution, it is necessary to constitute a solid file comprising all the supporting documents (pay slips to justify its income in the case of a plan of reimbursement considered to be too high\u2026).\u00a0You can also bring additional documents, in particular in the event that your financial situation has deteriorated since the decision taken by the commission.\u00a0The judge can decide to review the decision taken by the commission, or to confirm it.\u00a0In general, the decision is rendered in the month following the hearing and is notified by registered letter.\u00a0It is sometimes possible to appeal.<\/span><\/p>\n

Soci\u00e9t\u00e9 d’Avocats DAMY<\/span><\/a>\u00a0, Nice, Dispute overindebtedness commission opinion, Update 2022<\/span><\/p>\n<\/div>\n

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If the decision made by the\u00a0over-indebtedness commission\u00a0does not satisfy you, it is possible to contest it.   What can be disputed? Each stage of the over-indebtedness procedure may be the subject of a dispute: it may be the inadmissibility of the request, in the event that the file is rejected when it is filed;\u00a0you can […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[295],"tags":[],"class_list":["post-5583","post","type-post","status-publish","format-standard","hentry","category-commercial-and-company-law"],"yoast_head":"\nOver-indebtedness: how to challenge the commission's opinion? - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"D\u00e9fi d'opinion Si la d\u00e9cision prise par la commissionover-indebtednessne vous satisfait pas, il est possible de la contester.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gregorydamy.niceavocats.fr\/en\/defi-dopinion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Over-indebtedness: how to challenge the commission's opinion? 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