{"id":5569,"date":"2012-04-30T20:10:26","date_gmt":"2012-04-30T20:10:26","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=5569"},"modified":"2023-08-02T09:10:31","modified_gmt":"2023-08-02T09:10:31","slug":"debt-acknowledgment","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/debt-acknowledgment\/","title":{"rendered":"Acknowledgment of debt: how to ensure its validity?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2023\/07\/india-3887561_1280-2.jpg” title_text=”india-3887561_1280-2″ _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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It is sometimes difficult to establish an\u00a0\u00a0<\/span><\/span>acknowledgment\u00a0<\/span><\/span><\/a>\u00a0of debt<\/span><\/a>\u00a0, especially if the debtor is a relative or a member of his family\u2026 However, it is an act which can greatly facilitate the recovery of the sums lent.\u00a0<\/span><\/span>What are the mandatory information and the formalities to be respected to ensure its legal validity?<\/span><\/p>\n

The usefulness of recognition<\/span><\/h2>\n

The acknowledgment of debt is equivalent\u00a0\u00a0<\/span>to\u00a0<\/span>\u00a0an act of loan from a bank.\u00a0It makes it possible to formalize the existence of a debt, and therefore to avoid certain difficulties, such as, for example, if the debtor refuses to reimburse the sums due, or dies.\u00a0The existence of an acknowledgment of debt requires the debtor who refuses to pay the amounts due, either to demonstrate that the acknowledgment of debt is false, or to provide proof that the reimbursement of the amounts due has been made.\u00a0This accounting therefore greatly facilitates the collection of amounts due.<\/span><\/p>\n

What particulars must it include at least?<\/span><\/h2>\n

The signature of the debtor and the sums mentioned in numbers and in words must be indicated.\u00a0The handwritten mention \u201cby itself\u201d must also appear.\u00a0If these formalities are not respected, the acknowledgment of debt will only be considered as a simple beginning of proof in writing.<\/span><\/p>\n

Ensuring legal certainty<\/span><\/h2>\n

Your acknowledgment of debt now includes all the mandatory information.\u00a0Note that you can have this document signed by one or more lawyers, which gives it greater legal certainty.\u00a0It is indeed the guarantee that the parties have been enlightened by the council of lawyers, and that the consent of the parties was real.\u00a0It will be more difficult to contest later, in the event of a dispute.\u00a0Only downside, unlike the notarial deed, the lawyer’s deed does not make it possible to obtain the forced settlement of the sums.\u00a0It will be necessary to obtain a court decision, then entrust the execution of the forced settlement to a bailiff, in the event that the debtor decides not to pay the sums.<\/span><\/p>\n

Recording of the acknowledgment of receipt<\/span><\/h2>\n

Once the acknowledgment has been duly completed and signed, you are advised, but not required, to have it registered with the tax authorities.\u00a0<\/span>All you have to do is go to a tax center which will ask you for two copies of the document and the sum of 125 euros.\u00a0<\/span><\/span>This formality gives a certain date to the acknowledgment of debt, and materializes it, since a copy will be kept at the tax office.<\/span>
DAMY law firm<\/span><\/a>\u00a0, Nice, Acknowledgment of debts, Update 2022.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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It is sometimes difficult to establish an\u00a0\u00a0acknowledgment\u00a0\u00a0of debt\u00a0, especially if the debtor is a relative or a member of his family\u2026 However, it is an act which can greatly facilitate the recovery of the sums lent.\u00a0What are the mandatory information and the formalities to be respected to ensure its legal validity? The usefulness of recognition […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[292,295],"tags":[],"class_list":["post-5569","post","type-post","status-publish","format-standard","hentry","category-civil-law","category-commercial-and-company-law"],"yoast_head":"\nAcknowledgment of debt: how to ensure its validity? - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"Debt acknowledgment It is sometimes difficult to establish an acknowledgment of debt, especially if the debtor is a relative\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gregorydamy.niceavocats.fr\/en\/debt-acknowledgment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Acknowledgment of debt: how to ensure its validity? 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