{"id":4849,"date":"2012-05-10T09:53:46","date_gmt":"2012-05-10T09:53:46","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=4849"},"modified":"2023-08-19T05:30:25","modified_gmt":"2023-08-19T05:30:25","slug":"check-refusal","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/check-refusal\/","title":{"rendered":"Can I be refused a payment by check?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2012\/05\/Refusal-To-Test.webp” title_text=”Refusal-To-Test” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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Some merchants refuse payment by cheque\u2026 Do they have the right to do so?\u00a0<\/span>What are the conditions of this refusal?<\/span><\/span><\/strong><\/p>\n

Yes, if the amount is derisory<\/span><\/strong><\/h2>\n

A merchant can refuse a\u00a0<\/span>payment by check<\/span><\/a>\u00a0when the amount to be paid is derisory: this is the case, for example, if it is an amount of less than 1 euro.\u00a0However, the notion of \u201cderisory amount\u201d not being defined by law, it is therefore left to the merchant’s discretion.\u00a0Refusal of payment by check is also accepted when it is customary to pay in cash (for a coffee, a baguette, etc.).\u00a0Indeed, in this case, the costs of cashing the check are then higher than the amount of the transaction.\u00a0The only means of payment that a trader cannot refuse is so-called \u201cfiduciary\u201d money, ie coins and banknotes issued in euros.<\/span><\/strong><\/p>\n

Yes, if I am informed<\/span><\/strong><\/h2>\n

If he has previously informed his customers, a merchant may refuse payment by check.\u00a0This information must be provided by sufficiently visible display, marking or labelling.\u00a0Failing this, he will have to accept payment by cheque.\u00a0A trader can also refuse a check after consulting the national file of irregular checks (FNCI) held by the Banque de France, but on condition that he has informed his client of this at the latest at the time of payment.<\/span><\/strong><\/p>\n

Yes, if I can’t prove my identity<\/span><\/strong><\/h2>\n

The merchant can also refuse payment by check if the issuer of the check is unable to prove his identity.\u00a0Indeed, the law requires that: \u201cAnyone who issues a check in payment must prove his identity by means of an official document bearing his photograph.\u00a0The merchant is therefore entitled to request the production of one or more proofs of identity.\u00a0If he fails to do so, he may even be held liable to the holder of an account whose check may have been stolen.<\/span><\/strong><\/p>\n

No, in some cases<\/span><\/strong><\/h2>\n

There are cases where the merchant is required to accept payment by check.\u00a0This is the case if he is a member of an approved management centre.\u00a0In this case, he benefits from certain tax advantages which oblige him, in return, to accept payment by check and to inform his clients.\u00a0The merchant is also required to accept payment by check for an amount greater than 3,000 euros.\u00a0It is a legal obligation for the merchant and has been put in place to combat tax evasion and money laundering.<\/span><\/strong>
DAMY law firm<\/span><\/a>\u00a0, Nice, Can I be refused payment by check?;\u00a02022 Update<\/span><\/strong><\/p>\n<\/div>\n

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Some merchants refuse payment by cheque\u2026 Do they have the right to do so?\u00a0What are the conditions of this refusal? Yes, if the amount is derisory A merchant can refuse a\u00a0payment by check\u00a0when the amount to be paid is derisory: this is the case, for example, if it is an amount of less than 1 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[332],"tags":[],"class_list":["post-4849","post","type-post","status-publish","format-standard","hentry","category-banking-law"],"yoast_head":"\nCan I be refused a payment by check? - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"check refusal Some merchants refuse payment by cheque\u2026 Do they have the right to do so? 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