{"id":4831,"date":"2012-05-10T09:57:11","date_gmt":"2012-05-10T09:57:11","guid":{"rendered":"https:\/\/gregorydamy.niceavocats.fr\/?p=4831"},"modified":"2023-08-19T05:23:42","modified_gmt":"2023-08-19T05:23:42","slug":"direct-debit-suspension","status":"publish","type":"post","link":"https:\/\/gregorydamy.niceavocats.fr\/en\/direct-debit-suspension\/","title":{"rendered":"How do I suspend a direct debit?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.19.5″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.5″ _module_preset=”default” background_enable_mask_style=”on” background_mask_style=”wave” background_mask_color=”rgba(0,0,0,0.08)” custom_padding=”||6px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_circle_counter title=”Estimated reading time (in minutes)” number=”2″ percent_sign=”off” _builder_version=”4.20.2″ _module_preset=”default” title_font=”Amiri||||||||” max_width=”137px” global_colors_info=”{}”][\/et_pb_circle_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.19.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2023\/08\/credit-card-1730085_1280-2.jpg” title_text=”credit-card-1730085_1280-2″ _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Amiri||||||||” header_2_font=”Amiri||||||||” header_3_font=”Amiri||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]<\/p>\n

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Suspension of the direct debit Do you wish to suspend a direct debit?\u00a0<\/span>Several\u00a0<\/span><\/span>\u00a0situations can be considered, we take stock.<\/span><\/span><\/p>\n

Opposition to a single payment<\/span><\/h2>\n

Direct debit is a direct and definitive method of payment by which you give a dual mandate to the creditor and to your bank: the creditor has the authorization to withdraw sums from your account on a recurring basis, and your bank can transfer these sums to creditor’s account.\u00a0If you wish to oppose the payment of a single invoice (in the event of a dispute with a company for example), you must send a registered letter to the creditor and to your banker in which you will indicate that you oppose this specific payment.<\/span><\/p>\n

To change payment method<\/span><\/h2>\n

suspension of the direct debit If you wish to change the method of payment and abandon the direct debit, you must send a registered letter to your bank and to the creditor indicating very precisely that you are revoking the direct debit.\u00a0In this case, do not forget to pay your invoice with another means of payment.<\/span><\/p>\n

In the event of job loss<\/span><\/h2>\n

Even in the event of loss of employment or temporary financial difficulties, a levy continues.\u00a0To stop it temporarily, you must negotiate a\u00a0<\/span>grace period<\/span><\/a>\u00a0with your bank and your creditor: payments will then be temporarily suspended \u2013 but will remain due \u2013 for a maximum of 24 months.\u00a0This grace period can be obtained amicably or in court.\u00a0However, the bank and the creditor can always refuse you this.\u00a0In this case, you could be faced with payment refusals which will incur additional charges.<\/span><\/p>\n

What if I’m still charged?<\/span><\/h2>\n

If you disputed an invoice and you are still debited, you must send a registered letter to the creditor to dispute the payment.\u00a0If the dispute proves to be justified, the bank will recredit you with the amount withdrawn.\u00a0Conversely, if it is not justified, but you still continue to contest it, you will have to initiate legal proceedings to obtain a refund.<\/span><\/span>
DAMY law firm<\/span><\/a>\u00a0, Nice, How to suspend a direct debit?;\u00a02022 Update<\/span><\/p>\n<\/div>\n

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Suspension of the direct debit Do you wish to suspend a direct debit?\u00a0Several\u00a0\u00a0situations can be considered, we take stock. Opposition to a single payment Direct debit is a direct and definitive method of payment by which you give a dual mandate to the creditor and to your bank: the creditor has the authorization to withdraw […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[332],"tags":[],"class_list":["post-4831","post","type-post","status-publish","format-standard","hentry","category-banking-law"],"yoast_head":"\nHow do I suspend a direct debit? - Soci\u00e9t\u00e9 d'avocats Damy<\/title>\n<meta name=\"description\" content=\"direct debit suspension Do you want to suspend a direct debit? 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