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[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.2″ background_enable_color=”off” background_enable_image=”off” background_blend=”darken” locked=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.2″ background_color=”#bfcdd9″ custom_padding=”|225px||225px|false|true” custom_padding_tablet=”|0px||0px|false|true” custom_padding_phone=”” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n
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Gr\u00e9gory DAMY holds a doctorate in law and a thesis in banking law. With this knowledge base and more than fifteen years of experience, banking law is one of his favourite fields.<\/span><\/p>\n Gr\u00e9gory DAMY will advise and assist you in banking law thanks to his in-depth expertise if a dispute arises with your banker, insurer or asset management consultant.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.2″ background_color=”#262626″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_blurb title=”In Summary” image=”https:\/\/gregorydamy.niceavocats.fr\/wp-content\/uploads\/2023\/04\/gt-partners-case-study-5.jpg” content_tablet=”<\/p>\n Tr\u00e8s souvent, les banques vous poursuivent en justice alors qu’il est possible de soutenir que l’\u00e9tablissement est forclos dans son action. Dans 90 % de nos cas, nous arrivons \u00e0 faire constater par les tribunaux cette forclusion. Nos clients n’ont donc plus rien \u00e0 payer…<\/span><\/p>\n La responsabilit\u00e9 des \u00e9tablissements de cr\u00e9dit peut \u00eatre mise en cause notamment en cas de refus ou de rupture abusive de cr\u00e9dit ainsi qu\u2019en cas de demandes de garanties abusives.<\/span><\/p>\n Ces agissements peuvent avoir de graves cons\u00e9quences pour un particulier ou une entreprise.<\/span><\/p>\n Ma\u00eetre Gr\u00e9gory DAMY vous apportera son soutien face \u00e0 des institutions financi\u00e8res qui n\u2019agissent pas toujours dans le respect de la loi.<\/span><\/p>\n Un exemple : vous avez souscrit un cr\u00e9dit immobilier pour acheter un bien. Le taux effectif global est erron\u00e9. Notre cabinet pourra vous l\u2019indiquer tr\u00e8s rapidement car il a cr\u00e9\u00e9 un logiciel permettant de relever les anomalies de taux effectif global. Beaucoup de cr\u00e9dits sont ainsi vici\u00e9s. Il existe des recours pour y rem\u00e9dier et faire valoir vos droits.<\/span> ” content_phone=”<\/p>\n Tr\u00e8s souvent, les banques vous poursuivent en justice alors qu’il est possible de soutenir que l’\u00e9tablissement est forclos dans son action. Dans 90 % de nos cas, nous arrivons \u00e0 faire constater par les tribunaux cette forclusion. Nos clients n’ont donc plus rien \u00e0 payer…<\/span><\/p>\n La responsabilit\u00e9 des \u00e9tablissements de cr\u00e9dit peut \u00eatre mise en cause notamment en cas de refus ou de rupture abusive de cr\u00e9dit ainsi qu\u2019en cas de demandes de garanties abusives.<\/span><\/p>\n Ces agissements peuvent avoir de graves cons\u00e9quences pour un particulier ou une entreprise.<\/span><\/p>\n Ma\u00eetre Gr\u00e9gory DAMY vous apportera son soutien face \u00e0 des institutions financi\u00e8res qui n\u2019agissent pas toujours dans le respect de la loi.<\/span><\/p>\n Un exemple : vous avez souscrit un cr\u00e9dit immobilier pour acheter un bien. Le taux effectif global est erron\u00e9. Notre cabinet pourra vous l\u2019indiquer tr\u00e8s rapidement car il a cr\u00e9\u00e9 un logiciel permettant de relever les anomalies de taux effectif global. Beaucoup de cr\u00e9dits sont ainsi vici\u00e9s. Il existe des recours pour y rem\u00e9dier et faire valoir vos droits.<\/span> ” content_last_edited=”on|phone” module_class=”gt_service_style2″ _builder_version=”4.20.2″ header_level=”h3″ header_text_color=”#d5aa6d” transform_translate_linked__hover=”off” text_orientation=”center” box_shadow_style=”preset2″ box_shadow_style_image=”preset2″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-5px”]<\/p>\n Very often, banks take you to court even though it is possible to argue that the institution is foreclosed in its action. In 90% of our cases, we succeed in getting the courts to declare the foreclosure. Our clients then have nothing left to pay…<\/span><\/p>\n The responsibility of credit institutions can be called into question, particularly in the event of refusal or abusive termination of credit as well as in the event of abusive requests for guarantees.<\/span><\/p>\n These actions can have serious consequences for an individual or a company.<\/span><\/p>\n Ma\u00eetre Gr\u00e9gory DAMY will provide you with support in the face of financial institutions that do not always act in accordance with the law.<\/span><\/p>\n An example: you have taken out a mortgage to buy a property. The total effective rate is wrong. Our firm will be able to tell you very quickly because it has created a software program that allows it to identify anomalies in the overall effective rate. Many loans are thus defective. There are remedies to remedy this and assert your rights.<\/span> [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" ExpertiseExpert Lawyer in Banking Law in NiceAreas of expertiseGr\u00e9gory DAMY holds a doctorate in law and a thesis in banking law. With this knowledge base and more than fifteen years of experience, banking law is one of his favourite fields. Gr\u00e9gory DAMY will advise and assist you in banking law thanks to his in-depth expertise […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1232","page","type-page","status-publish","hentry"],"yoast_head":"\n
Si le tribunal constate que le taux effectif global du cr\u00e9dit est erron\u00e9, il substituera \u00e0 l\u2019int\u00e9r\u00eat conventionnel, l\u2019int\u00e9r\u00eat l\u00e9gal qui est proche de 0%.<\/span>
Notre cabinet a fait annuler les taux d\u2019int\u00e9r\u00eats de nombreux cr\u00e9dits permettant \u00e0 nos clients d\u2019\u00e9conomiser plusieurs centaines de milliers d\u2019euros.<\/span><\/p>\n
Si le tribunal constate que le taux effectif global du cr\u00e9dit est erron\u00e9, il substituera \u00e0 l\u2019int\u00e9r\u00eat conventionnel, l\u2019int\u00e9r\u00eat l\u00e9gal qui est proche de 0%.<\/span>
Notre cabinet a fait annuler les taux d\u2019int\u00e9r\u00eats de nombreux cr\u00e9dits permettant \u00e0 nos clients d\u2019\u00e9conomiser plusieurs centaines de milliers d\u2019euros.<\/span><\/p>\n
If the court finds that the overall effective rate of credit is incorrect, it will substitute the conventional interest with the legal interest which is close to 0%.<\/span>
Our firm has had the interest rates on many loans cancelled, saving our clients several hundred thousand euros.<\/span><\/p>\n