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La société d’avocats Damy

La Société d'avocats Damy à Nice assure une prestation de haut niveau, de la consultation d’un avocat à la représentation en justice. Les avocats du cabinet sont compétents en droit des affaires, des sociétés, droit immobilier, droit bancaire, droit social, droit des victimes et cas de dommages corporels. Membre de l’Association des avocats praticiens en droit social, Maître Grégory Damy dispose de certificats de spécialisation.  

Has your card been hacked into the Internet? Be aware that you can be reimbursed if you make the right arrangements.

What should I do about it?

You must first call your bank to make an objection, it is advisable to send them a letter with acknowledgement of receipt explaining the fraudulent use of your credit card. Then file a complaint against X at the police station. With all these elements, your bank must reimburse you for the misappropriated amounts and any additional charges associated with the fraudulent debit.

What if the bank doesn't pay it back?

You must send a formal notice to your bank asking it to reimburse the totality of the misappropriated sums. In case of refusal, refer the matter to the competent judge. This depends on the amount of the request: up to €4,000, it is the local judge; from €4,000 to €10,000, appeal to the district court; above €10,000, you will have to turn to the district court.

The bank will be obliged to reimburse all payments unless it can prove negligence or fault on the part of the cardholder.